Below we have outlined the most common questions asked about life insurance. Please click on a question to get the relevant answer.

What is life insurance?
What is term insurance and life assurance?
Why is it called life ‘assurance’?
Do I need insurance?
What is the connection between risk and life insurance?
How is cost determined?
How can I keep the costs down?

How can I keep the costs down?

There are many ways you can keep the costs of life insurance down without sacrificing the cover you need.

Shop around for the best quotes by using our search engine which will search over 95% of the market to find you the best deal. Try it out for free here.

There are personal health actions you can take that are a good idea not only to lower the cost of your premium but to live a healthy lifestyle. Quit smoking as insurers will charge you more for the increased risk of disease caused by smoking. It is also a good idea to take up exercise to achieve a healthy weight.

When paying for your health insurance you should consider paying it all up front to avoid the interest from making repayments.

Finally, the best advice is to buy your policy as soon as possible. The younger and healthier you are the cheaper your policy will be. Don’t put it off.

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