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Life Insurance - How is cost determined?

Below we have outlined the most common questions asked about life insurance. Please click on a question to get the relevant answer.

What is life insurance?
What is term insurance and life assurance?
Why is it called life ‘assurance’?
Do I need insurance?
What is the connection between risk and life insurance?
How is cost determined?
How can I keep the costs down?

How is cost determined?

The cost of your life insurance is set by your personal circumstances and the level of cover and payout you ask for. The higher the payout the higher your premium will be and your age, gender and health will also affect the price.

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