With all the recent tightening of security linked to the threat of terrorist attacks, many are finding that they are seriously delayed and that their travel insurance does not cover these types of delays.
As a result, Totally Insured has launched a travel insurance policy that specifically includes delays as a result of security breaches.
The threat is a very real one for all travellers, with Heathrow, the biggest airport in the country, experiencing two serious security breaches resulting in delays and cancellations, within 18 days of each other.
Prime Minister Gordon Brown has discussed the recent security breaches and stressed that security will be tighter and terrorism is a constant threat.
He said “the nature of the threats and the risks we face have - in recent decades - changed beyond recognition and confound all the old assumptions about national defence and international security.”
“Today, the potential threats we face come from far less predictable sources: both state and non-state.”
Previously, most insurance policies would not cover for these types of delays. Totally Insured wishes to change that with it’s new policy.
Ron Moonesinghe, Managing Director of Totally Insured said “The product was developed after a friend of mine, Lawrence Sale, was going on holiday with his family to Spain and got caught up in the massive security delays at Heathrow in August 2006. Hundreds of flights were cancelled over a number of days.
When he telephoned his insurance company from the airport, he was told that security/terrorist incidents were excluded. Had he and his family been covered, along with the thousands who spent days sleeping in the departure lounges, they could have been reimbursed for the additional expenses incurred such as hotel, meals, even a new ticket!”
Said friend Lawrence Sale says of the new policy now offered by Totally Insured “I wish I could have purchased a top up to my existing policy that covered me for this sort of terrorist delay.”
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