Can I get a personal loan with bad credit?

Yes, many lenders specialize in personal loans for borrowers with bad credit (scores below 580). Options include online lenders, credit unions, and peer-to-peer platforms that consider factors beyond just your credit score.

What credit score do I need for a personal loan?

While traditional banks typically require scores of 660+, many online lenders accept scores as low as 500-580. The lower your score, the higher your interest rate will likely be.

How much can I borrow with a bad credit personal loan?

Bad credit personal loans typically range from $1,000 to $50,000, depending on the lender, your income, and other financial factors. Most borrowers with bad credit qualify for $1,000 to $10,000.

What type of loan do you need?

Secure. Confidential. No obligation.

Personal Loan — Up to $50K

All credit types welcome. Fast decisions through our personal loan network.

Apply for a $50K Personal Loan →

Home Equity Investment

Unlock your home's value with no monthly payments required.

Get a Home Equity Investment →

Personal Loan — Up to $500K

For borrowers with 680+ credit score seeking larger loan amounts.

Apply for a $500K Personal Loan →

Loan Guides & Resources

Personal Loans for Bad Credit in 2026 — Your complete guide to getting approved with a low score.
What Is a Home Equity Investment? — How they work and who qualifies.
How to Get a Personal Loan Up to $500K — Requirements and approval tips.
Home Equity vs Personal Loan — Side-by-side comparison to help you choose.
How to Improve Your Credit Score Before Applying — Proven steps to boost your score.